In 2019, the UAE introduced the Golden Visa, allowing investors to obtain long-term residency in the country. This initiative, combined with high returns on investment (ROI) and the UAE’s globally attractive property market, has significantly boosted real estate investments.
Currently, real estate investors can apply for two long-term residency visas. If you're considering investing in UAE property and securing residency, here's everything you need to know.
Types of Real Estate Investor Visas in the UAE
Whether you're looking to invest in a villa or an apartment in Dubai, the Dubai Land Department (DLD) and the General Directorate of Residency and Foreigners Affairs (GDRFA) offer property investors residency visas under the Golden Visa scheme.
With a UAE Golden Visa, foreigners can live, work, and study in the country without requiring a national sponsor. Let's explore the different investor visa options and their requirements.
Property Investor Visas in Dubai (DLD)
The Dubai Land Department (DLD) provides two types of real estate investor visas under specific eligibility conditions. Below is a detailed breakdown of these residency options, including the requirements, fees, and benefits.
10-Year Golden Visa for Real Estate Investors
To qualify for the 10-year UAE property investor visa, you must invest at least AED 2 million in real estate. One of the biggest advantages of this visa is that it allows you to sponsor your spouse, children, and parents.
Even if your property is mortgaged, you can still apply by providing a bank letter confirming that AED 2 million has been paid towards the property purchase price.
✅ Eligibility Requirements for the 10-Year Investor Visa
✔️ The property must have a minimum value of AED 2 million and must be fully owned by the applicant.
✔️ If the property is financed through a mortgage, a No Objection Certificate (NOC) from the bank is required. This document must confirm that the bank has no objection to issuing a residency visa and specify the amount already paid and the outstanding balance.
✔️ The investor must be physically present in the UAE when applying for the visa.
💰 Fees for the 10-Year Golden Visa
The total cost for the 10-year investor visa amounts to AED 9,684.75, which includes:
- Medical examination – AED 700
- UAE ID (valid for 10 years) – AED 1,153
- Residency permit confirmation – AED 2,656.75
- Dubai Land Department (DLD) fee – AED 4,020
- Administrative fee – AED 1,155
2-Year Property Investor Visa (Taskeen Programme)
For investors looking for a shorter residency period, the Dubai Land Department (DLD) offers a 2-year renewable property investor visa under the Taskeen Programme. This visa is suitable for individuals who wish to invest in real estate without meeting the AED 2 million requirement for the Golden Visa.
✅ Eligibility Requirements for the 2-Year Investor Visa
✔️ The minimum property value must be AED 750,000 or more.
✔️ Only ready residential properties qualify—off-plan and commercial properties are not eligible.
✔️ The main applicant can sponsor their spouse and children under this visa.
✔️ If the property is mortgaged, at least 50% of the property’s value (or a minimum of AED 750,000) must be paid upfront.
✔️ A No Objection Certificate (NOC) from the bank is required for mortgaged properties.
✔️ The applicant must submit an electronic copy of the Title Deed, a passport, and a recent photo.
✔️ Married couples can jointly own a single property, but they must submit an attested marriage certificate as proof.
💰 Fees for the 2-Year Investor Visa
The total cost for the 2-year investor visa is AED 9,912.50.
✔️ The investor must retain ownership of the property for at least 2 years to maintain eligibility.
✔️ The property can be financed through a mortgage, provided it meets the required upfront payment conditions.
Required Documents for a 10-Year Investor Visa in the UAE
If you’re applying for the 10-year Golden Visa, the following documents must be submitted:
✔️ Title Deed showing the property is valued at a minimum of AED 2 million. (Properties in DIFC or other emirates are not accepted for this visa.)
✔️ A clear copy of your valid passport (with at least 6 months validity remaining).
✔️ If applicable, a previous Emirates ID.
✔️ A high-resolution digital photo that meets FAIC (Federal Authority for Identity and Citizenship) specifications.
✔️ Valid health insurance issued by a UAE-based insurance provider.
✔️ Applicants from Iran, Pakistan, Iraq, Libya, or Afghanistan must submit a copy of their national ID.
Why Apply for a UAE Investor Visa?
The UAE real estate investor visa offers incredible advantages, making it an attractive option for those looking to live, work, and invest in the country.
Benefits of the UAE Golden Visa vs. 2-Year Investor Visa
✅ 10-year residency vs. 2-year renewable visa – no need for frequent renewals.
✅ No local sponsor required – full independence for investors.
✅ Freedom to travel – Golden Visa holders can stay outside the UAE without losing residency status.
✅ Sponsorship flexibility – The Golden Visa allows you to sponsor your spouse, children, and parents, while the 2-year visa is limited to spouses and children.
✅ Exclusive financial benefits – Access to long-term banking solutions, loans, and investment opportunities.
Ready to Apply for Your Investor Visa?
If you’re looking to invest in Dubai’s thriving real estate market and secure long-term residency, I can help you find the best investment opportunities that qualify for a Golden Visa or a 2-year investor visa.